Find Health Coverage That Works For You

If you re receiving health insurance coverage from your current place of work but also qualify for medicare you may find yourself choosing between medicare or your group health plan.

Find health coverage that works for you.

You may also have other coverage like employer or union military or veterans benefits. If you move from one home to another and can establish residency according to the rules of the new state you can apply for medicaid coverage each time you move. Health insurance is a necessity for the proper prevention diagnosis and treatment of illnesses. But remember that you only have a few days left to enroll in 2014 coverage open enrollment ends march 31.

You can shop for options through healthcare gov or your state s marketplace. It takes most people 20 minutes or less to apply. The federal government s find local help tool can help you locate a. You may be able to save money or have other coverage choices if you have limited income and resources.

With the passage of the affordable care act aca in 2010 americans have more health care options though they may be confused about how to find and pay for appropriate coverage. Most health plans have negotiated discounts with doctors hospitals and other health care professionals within their network. That usually translates into lower out of pocket costs to you. Get help paying costs.

Here s how to pick a plan. Find out how medicare drug coverage works with other insurance. When you fill out a marketplace application you ll find out if you qualify for any of these types of coverage. Here you ll find some helpful tips for making your health care coverage plan work for you.

It takes most people 20 minutes or less to apply. If you have a qualifying event including a loss of health coverage moving to a different coverage area or divorce you may qualify to enroll in medicare without penalty for 8 months following. If you re not getting health insurance from your employer you can still get covered. Medicaid coverage typically takes effect at the start of the month in which you apply so you can have seamless coverage if you apply in a timely manner.

A marketplace insurance plan. You may qualify for premium tax credits and savings on deductibles copayments and other out of pocket costs based on your household size and income. An agent or broker can help you find a good policy for you because they have experience evaluating health insurance plans.