Fha Attic Inspection

But they also require a property inspection to make sure the home meets hud s minimum standards for health and safety.

Fha attic inspection.

When an fha loan is being used the appraiser has two objectives. An fha inspection is conducted by a licensed hud approved property appraiser. Fha appraisers are required to observe the attic area. Specialties 203k consultant architectural consultation architectural drawings architectural working drawing design attic and garage inspection attic inspection bank owned bank owned properties basement foundation inspections basement crawl space slab inspection carpet flooring inspection ceiling inspection ceilings floors inspection certified professional inspector chimney fireplace.

General acceptance criteria property eligibility and non residential use of property. Clarifying that fha requires an inspection. Cost and income approach for value. Home inspection our home inspection division is run by a veteran general contractor with over 30 years of experience in construction industry.

Generally speaking the home must reasonably protect the safety and health of its occupants and adequately support the protection of their property. Attic and crawl space inspection requirements. The appraiser must enter the attic and observe the interior roof structure and attic for evidence of leaks water damage structural problems previous fire damage frt sheathing exposed and frayed wiring deficient materials deficient insulation and adequate ventilation by vent fan or window. All appropriate approaches must be utilized when applicable.

Inspection the attic must be examined whether access is by pull down stairway or scuttle. In our inspection checklist we cover electrical system hvac heating ventilation and ac roof foundation floors crwal space attic space complete exterior and interior inspection plumbing. The appraiser must inspect the attic for evidence of possible roof problems. The federal housing administration fha published mortgagee letter ml 2020 27 extension of foreclosure and eviction moratorium in connection with the presidentially declared covid 19 national emergency.

If the inspection reveals the need for roof repairs and the. This ml announces a third extension of the foreclosure and. At a minimum the appraiser must enter head and shoulders into the attic. Ensuring that mixed use properties comply with zoning.

Fha s foreclosure and eviction moratorium extended through december 31 2020. The roof cannot have more than three layers of roofing. However hud fha does not have a real definition of attic in their documentation.